OpenDeal Broker LLC charges you a two percent (2.5%) administrative fee on the gross principal transaction with a minimum fee of $5 and a maximum of $250. The fee is added to the total amount of your investment at checkout.

Past financial results are no guarantee of future performance. Click here for important information regarding Financial Projections which are not guaranteed.

Investments in private companies are particularly risky and may result in total loss of invested capital.

Risks of early stage investment. Not an offer to buy or sell securities. This is a long-term speculative illiquid investment. Investment is not FDIC or SiPC insured.

This best efforts capital raise is not contingent on the Issuer reaching any minimum aggregate offering amount in order to execute their business objectives.

It’s a challenge for American investment advisors. More than 90% of large cap fund managers underperform the markets over the long term. For the advisors who rely on these funds, that underperformance can add up to billions of dollars in lost returns for clients.

That’s why a team of quantitative traders under the management of Chief Investment Officer Steve Evans aggregated their trading models and partnered with a group of tech executives to create Pave Pro software. The models behind the development of Pave's portfolio management software have beaten the S&P 500 by an average of 296 basis points (2.96%) per year since 2010, delivering average annual returns of 16%.

The extra performance adds up. $10,000 in the S&P since 2010 would be equal to $63,133 today. $10,000 invested in the Pave model would now be worth more than $91,000.

Now financial advisors have a new way to improve portfolio performance.

*The performance information presented herein is hypothetical extracted performance and does not reflect the results of any actual account managed by Pave affiliate, Systematic Alpha from May 2010 through March 2025. Systematic Alpha is a Registered Investment Advisor with registered offices at 36 Mercer St., Princeton, NJ 08540. Systemic Alpha and the performance outlined is from a representative account using the same investment methodology and strategy outlined, discussed and used by Pave. The results discussed were made in different economic environments and at a different time, there is no guarantee Pave can replicate or achieve these same results. The annual results were not audited and may not represent net investor performance when including fees. Investing is speculative and involves risk, including the possible loss of principal. Past performance is no guarantee of future results. The presentation of this performance is not an offering into a specific investment strategy. The inclusion of this representational performance is in support of the capabilities of the overall business which is the focus of this offering. 

The Pave team took all the steps to prepare Pave Pro for a successful full formal release in January 2025.

The team spent nine months turning the successful quantitative investment model into AI powered machine learning algorithms, then tested it for a year to analyze trading performance.

A full test of the portfolio management software came next with investment advisors gauging both user experience and performance.

The satisfaction level for those advisors? There’s been zero churn in the conversion from free beta test to paid software license holders.

Today, advisors with more than 70,000 client accounts with $23 Billion in assets are integrating into the Pave Pro platform. The company believes their efforts will generate continued growth for the foreseeable future.

In fact, the software was evaluated, approved, and successfully integrated for use by financial advisors within major wealth management firms such as Schwab and Fidelity.

Now the software is well-positioned for growth in advance of an upcoming planned Series A Preferred Stock offering.

One of today's most popular strategies among investment advisors is direct indexing, a method that enables accounts to replicate the performance of a specific index.

Most of the optimization engines used for direct indexing, such as Parametric acquired by Morgan Stanley for $7B in 2021, are binary in nature, evaluating data variables on a binary (0,1) basis.

Pave Pro is a step forward, scoring 150+ variables on a 0-100 basis, more than 2.5 million data points on the S&P 500 alone.

The built-in optimization engine then evaluates the performance of data points over time, assessing their relative strength and seeing whether a stock is moving upward to a peak or beginning to fall back.

Most stocks selected for portfolios fall into the top quintile (top 20%) of the scoring. Results show those stocks can outperform the market considerably

Source: Pave Performance Deck Q1 2025.  Past performance is not indicative of future returns.

The result: Optimized portfolios that can potentially achieve desired performance with roughly 50 stocks, compared to the typical 200-250 used for indexing.

The software also allows benchmarking against 17 major indices, with a parameter that enables advisors to set performance targets that seek to achieve 100-800 basis points of improved performance.

Portfolio management generally requires multiple tools from account tracking dashboards to separate engines for indexing to trade execution software.  Pave Pro simplifies the process enabling complete portfolio management within one software platform while giving great flexibility for performance targeting, easy to manage portfolios, and even automated execution of trades available with one click.

Personalization: 60% of consumers are dissatisfied with the level of personalization in professional investment advice. Pave Pro allows advisors to easily personalize investment strategy down to the level of including or excluding certain stocks or sectors.

Performance Priority: This feature allows an advisor to set a performance target against any of 24 benchmarks from near direct indexing (+100 points) to seeking to achieve aggressive outperformance targets (+800 basis points).

Simplified Management: Hundreds of accounts can be set up and imported within one hour. All portfolios waiting for approval can be seen in one simple view and all recommended trades can be executed with one click.

Automation: Pave Pro Autopilot can be enabled for any account, allowing the software to automatically execute recommended trades without the advisor needing to do a thing.

Tax Optimization: Tax optimization can be turned on for any portfolio with just one click allowing for balancing and tax minimization.

Compliance: Regulation Best Interest (Reg BI) took effect in June 2020, assigning advisors fiduciary responsibility and requiring they act in the clients best interest. Pave is the first software with the personalization, customization, and tax management strategies to make it simple for advisors to be fully compliant.

*Billing for Pave Pro begins after an advisor is onboarded and has placed their first trades. All advisors (13) who have taken this step are still trading with the software. Another 31 advisors are in the onboarding process with the firms they represent holding the potential for another 200 licensees.

Investment advisors at Fidelity, Schwab, Axos Bank, and Interactive Brokers now all have access to Pave Pro.  The software is also about to go live with a large investment advisor that manages $139B, the first major agreement with a broker dealer.

These distribution agreements support recognition of the software’s value. They also demonstrate Pave’s ability to successfully integrate in the highly secure and fast-paced trading environments of these major wealth managers.

This is just the first phase of Pave’s distribution strategy.  The firm will be pursuing software as a service agreements with all the major players in the $67T North American discretionary asset management market.

Pave Finance is the parent company of three wholly owned subsidiary companies, each with a distinct revenue stream within the financial services market.

At the start of 2025, Pave activated software licensing fees, and began converting every trial advisor over to paid customers. Today, firms managing more than $23B are integrated with the platform.

Pave is also ready to scale. An illustration came earlier this year when two new investment advisory firms added 12,000 accounts to the software overnight. The system handled this increase without a hitch. Today, Pave has ~70,000 clients on the Pave Pro platform.

By the start of 2026, Pave will have opened revenue generation through all three channels, with a target goal of $100M in revenue. The following projection requires growth in assets under the platform to $50B.

With only ~30 personnel and a well-established base software product, Pave is positioned to benefit from the advantages of the SaaS model where adding an incremental user requires very little additional expense. Once all revenue streams are active, Pave projects gross margins of 91-92% and operating margins above 30%.

The Pave team offers deep expertise in both the financial markets and software development.

On the financial side, the Pave team is led by executives who have managed billions of dollars at some of the world’s leading financial institutions and hedge funds, including US Trust, Deutsche Bank Private Wealth, SAC Capital, Merrill Lynch and Morgan Stanley. Their knowledge is the foundation of the model driving Pave Pro’s trading performance.

The technology leadership holds experience at some of the world’s leading companies including Google and Amazon. Their focus on user experience drives the simple interactions that make Pave Pro so easy to use for investment advisors.

This notice should not be construed as an offering of securities or as investment advice or any recommendation as to an investment or other strategy by OpenDealBroker LLC dba the Capital R ("ODB"). OpenDeal Broker LLC is compensated in cash commission by Pave Finance Inc . Company will pay OpenDeal Broker LLC: a 5% cash commission for the dollar value of the securities sold to investors and a securities commission equivalent to two percent (2.0%) of the dollar value of the Securities issued to Investors pursuant to the combined proceeds of each Offering at the time of closing (as such terms are defined in the offering engagement agreement between ODB and Pave Finance Inc)

Pave Finance Inc has engaged ODB to conduct an offering ("the offering") of Series A Preferred shares issued by Pave Finance Into eligible persons on the Republic platform (the "Platform").

Risks of early stage investment. Not an offer to buy or sell securities. This is a long-term speculative illiquid investment. Investment is not FDIC or SiPC insured. 

Diversification does not guarantee a profit or protect against losses.

Certain information set forth in this presentation contains “forward-looking information”, including “future-oriented financial information” and “financial outlook”, under applicable securities laws (collectively referred to herein as forward-looking statements). Except for statements of historical fact, the information contained herein constitutes forward-looking statements and includes, but is not limited to, the (i) projected financial performance of the Company; (ii) completion of, and the use of proceeds from, the sale of the shares being offered hereunder; (iii) the expected development of the Company’s business, projects, and joint ventures; (iv) execution of the Company’s vision and growth strategy, including with respect to future M&A activity and global growth; (v) sources and availability of third-party financing for the Company’s projects; (vi) completion of the Company’s projects that are currently underway, in development or otherwise under consideration; (vi) renewal of the Company’s current customer, supplier and other material agreements; and (vii) future liquidity, working capital, and capital requirements. Forward-looking statements are provided to allow potential investors the opportunity to understand management’s beliefs and opinions in respect of the future so that they may use such beliefs and opinions as one factor in evaluating an investment.

These statements are not guarantees of future performance and undue reliance should not be placed on them. Such forward-looking statements necessarily involve known and unknown risks and uncertainties, which may cause actual performance and financial results in future periods to differ materially from any projections of future performance or result expressed or implied by such forward-looking statements.

Although forward-looking statements contained in this presentation are based upon what management of the Company believes are reasonable assumptions, there can be no assurance that forward-looking statements will prove to be accurate, as actual results and future events could differ materially from those anticipated in such statements. The Company undertakes no obligation to update forward-looking statements if circumstances or management’s estimates or opinions should change except as required by applicable securities laws. The reader is cautioned not to place undue reliance on forward-looking statements.

All broker-dealer related securities activity is conducted by OpenDeal Broker LLC, an affiliate of OpenDeal Inc. and OpenDeal Portal LLC, and a registered broker-dealer, and member of FINRA | SiPC, located at 149 5th Avenue, 10th Floor, New York, NY 10010, please check our background on FINRA’s BrokerCheck. Investments in private companies are particularly risky and may result in total loss of invested capital. Past performance of a security or a company does not guarantee future results or returns. Only investors who understand the risks of early stage investment and who meet the Republic's investment criteria may invest.  Neither OpenDeal Inc., OpenDeal Portal LLC nor OpenDeal Broker LLC verify information provided by companies on this Site and makes no assurance as to the completeness or accuracy of any such information. Additional information about companies fundraising on the Site can be found by searching the EDGAR database, or the offering documentation located on the Site when the offering does not require an EDGAR filing.

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This Offering is limited solely to Purchasers who are “accredited investors” as defined in Regulation D. To be eligible to participate in the Offering, you will be required to represent to the Company in writing that you are an accredited investor and must have provided a third-party certification attesting to such status as required by Rule 506(c). You must also represent in writing that you are (i) purchasing the A2 Ordinary shares for your own account and not for the account of others and not with a view of reselling or distributing the A2 Ordinary shares, (ii) not domiciled or a citizen of a country in which cryptocurrency offerings are illegal, and (iii) not from countries which the Office of Foreign Assets Control has deemed a “sanctioned” country.

In order to qualify as an “accredited investor,” a potential Purchaser must meet one of the following conditions of the date on which the Subscription Agreement is executed and as of the date of the purchase:

(i) Individual – Income Test. An individual who had an income in excess of $200,000 in each of the two most recent years (or joint income with his or her spouse in excess of $300,000 in each of those years) and has a reasonable expectation of reaching the same income level in the current year;

(ii) Individual – Net-Worth Test. An individual who has a net worth (or joint net worth with his or her spouse) in excess of $1,000,000 (excluding the value of such individual's primary residence);

(iii) IRA or Revocable Company. An Individual Retirement Account (“IRA”) or revocable Company and the individual who established the IRA or each grantor of the Company is an accredited investor on the basis of (i) or (ii) above;

(iv) Self-Directed Pension Plan. A self-directed pension plan and the participant who directed that assets of his or her account be invested in the Partnership is an accredited investor on the basis of (i) or (ii) above and such participant is the only participant whose account is being invested in the Partnership;

(v) Other Pension Plan. A pension plan which is not a self-directed plan and which has total assets in excess of $5,000,000;

(vi) Irrevocable Company. An irrevocable Company which consists of a single Company (a) with total assets in excess of $5,000,000, (b) which was not formed for the specific purpose of investing in the Partnership, and (c) whose purchase is directed by a person who has such knowledge and experience in financial and business matters that he or she is capable of evaluating the merits and risks of the prospective investment;

(vii) Corporations and Other Entities in General. A corporation, partnership, limited liability Company or Massachusetts or similar business Company, that was not formed for the specific purpose of acquiring an interest in the Partnership, and which has total assets in excess of $5,000,000; or

(viii) Entity Owned by Accredited Investors. An entity in which all of the equity owners are accredited investors. OpenDeal Broker LLC is a New York limited liability company. OpenDeal Broker LLC has not independently verified any of the information provided or makes any assurances as to the completeness, accuracy or reliability of any such information provided by the Company.